Freedom One Funding is a Registered Mortgage Broker with the New York State Banking Department. Loans are arranged through third party providers. We write loans for anyone in the State of New York, Virginia, Maryland and Connecticut. Good Credit, Bad Credit or No Credit is not a problem. Self Employed, Unemployed or on the job for 20 years, we can find a mortgage for you. We are your one stop shop for all of your mortgage needs.
The benefit of working with a broker over a bank directly is if we take your loan and the bank we send it to declines it we can have your file shipped to another lender within 24 hours and it doesn`t cost you anything additional. If you go to a bank and apply for a loan you are required to pay an application, appraisal and credit fee. You are not allowed to take your package somewhere else, and the money you spent is gone. Why risk it? Why would you limit yourself to one lender?
We offer mortgages with as little as 10% down on these properties and the rates are very competitive. Our programs are endless, which gives you the option of a better rate.
Sample selection of mortgage products we offer:
Pre-qualification
Pre-Approvals
48 Hour commitment letters
30/25/20/15 & 10 Year Conventional
95% Non owner occupied mortgages
100% No closing costs second mortgages
Low rate conforming refinance loans
Cash out refinance loans
Investment property loans
Purchase money loans
No money down purchase loans
Home equity loans
Home equity lines of credit
Stated income loans
No income verification loans, and Sub-prime loans (for customers with less than stellar credit)
From the moment you phone us until your loan is finalized, you`ll receive personal service from one of our knowledgeable and experienced associates.
First, we`ll sit down to assess your situation and discuss your objectives. Then, we`ll custom-tailor the right mortgage or home equity loan for you with the absolute best program available.
We'll stake our reputation on your satisfaction!

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